Consumer Bankruptcy Monitor · District profile

Eastern District of Washington

2,333 consumer bankruptcy filings in the 12 months ended June 30, 2026: 1,966 under Chapter 7, up 9.3%, and 367 under Chapter 13, up 4.9%. Chapter 13 is 15.7% of consumer filings here, against 36.8% nationally.

9th Circuit#56 of 93 by Chapter 7 filings#73 of 93 by Chapter 13 filings

At a glance

The Eastern District of Washington in the Q2 2026 edition

Chapter 7 filings, 12 months
1,966
+9.3% on a year earlier (+168)
United States: +14.6%
Chapter 13 filings, 12 months
367
+4.9% on a year earlier (+17)
United States: +7.6%
Chapter 7 filings, Q2 2026
575
+10.8% on the same quarter
United States: +13.3%
Chapter 13 filings, Q2 2026
109
+34.6% on the same quarter
United States: +7.5%
Chapter 13 share of consumer filings
15.7%
#80 of 93 districts
United States: 36.8%
Share of U.S. consumer filings
0.4%
#68 of 93 districts
Chapter 7: 0.5% · Chapter 13: 0.2%
Chapter 7 cases closed with a reaffirmation agreement, 2025
40.1%
United States: 18.7%
Chapter 13 cases closed with a completed plan, 2025
63.3%
United States: 44.7%

Filings

Chapter 7 and Chapter 13 since 2008

Consumer bankruptcy filings by chapter, Eastern District of Washington

Rolling 12 months, each quarter

0 2K 4K 6K 200820102012201420162018202020222024 1,966 367 0 2K 4K 6K 200820142020 1,966 367
Source: U.S. Courts, Table F-2 (12-month)
Table view
Consumer bankruptcy filings by chapter, Eastern District of Washington
12 months endedChapter 7Chapter 13Chapter 13 share
December 31, 20084,2091,18622.0%
December 31, 20095,6641,39619.8%
December 31, 20105,6771,37619.5%
December 31, 20114,7971,33521.8%
December 31, 20124,3441,08319.9%
December 31, 20134,0281,03020.3%
December 31, 20143,66991119.9%
December 31, 20153,33593721.9%
December 31, 20163,06296524.0%
December 31, 20172,90186122.9%
December 31, 20182,73482923.3%
December 31, 20192,49175123.2%
December 31, 20201,78144620.0%
December 31, 20211,23827718.3%
December 31, 202298823819.4%
December 31, 20231,29532720.2%
December 31, 20241,68236918.0%
December 31, 20251,86334015.4%
June 30, 20261,96636715.7%
Notes and sources
  1. Files: Table F-2, 12-month, June 30, 2026.

Chapter 13 share of consumer filings

The Eastern District of Washington against the United States, rolling 12 months

0% 10% 20% 30% 40% 50% 200820112014201720202023 36.8% 15.7% 0% 20% 40% 60% 200820142020 36.8% 15.7%
Source: U.S. Courts, Table F-2 (12-month)
Table view
Chapter 13 share of consumer filings
12 months endedEastern District of WashingtonUnited States
December 31, 200822.0%33.4%
December 31, 200919.8%28.5%
December 31, 201019.5%28.3%
December 31, 201121.8%29.5%
December 31, 201219.9%30.8%
December 31, 201320.3%31.9%
December 31, 201419.9%33.8%
December 31, 201521.9%36.5%
December 31, 201624.0%38.2%
December 31, 201722.9%38.2%
December 31, 201823.3%38.4%
December 31, 201923.2%37.9%
December 31, 202020.0%29.7%
December 31, 202118.3%29.8%
December 31, 202219.4%41.7%
December 31, 202320.2%42.1%
December 31, 202418.0%39.6%
December 31, 202515.4%37.6%
June 30, 202615.7%36.8%
Notes and sources
  1. Files: Table F-2, 12-month, June 30, 2026.

Location

Where the district sits

Outlined in blue, among districts shaded by Chapter 13 share of consumer filings. Lighter districts file mostly under Chapter 7.

Chapter 13 share of consumer filings, by district

12 months ended June 30, 2026. Select a district to open its profile.

Source: U.S. Courts, Table F-2 (12-month); county shapes from us-atlas

Counties

Where the district’s filings come from

The 15 counties in the district with the most consumer bankruptcy filings, including cases their residents filed in other districts.

Counties in the Eastern District of Washington by consumer bankruptcy filings
CountyChapter 7ChangeChapter 13ChangeChapter 13 shareShare of these counties
Spokane, WA652+5.8%102+43.7%13.5%32.3%
Yakima, WA414+9.8%122−12.9%22.8%23.0%
Benton, WA233+5.4%51+10.9%18.0%12.2%
Franklin, WA140+59.1%14−12.5%9.1%6.6%
Grant, WA113+6.6%26+30.0%18.7%6.0%
Walla Walla, WA78+21.9%14+7.7%15.2%3.9%
Kittitas, WA49+11.4%13+44.4%21.0%2.7%
Chelan, WA53−22.1%4−60.0%7.0%2.4%
Stevens, WA46+15.0%4−33.3%8.0%2.1%
Douglas, WA43−4.4%2+100.0%4.4%1.9%
Klickitat, WA27+35.0%2−60.0%6.9%1.2%
Adams, WA22−4.3%50.0%18.5%1.2%
Okanogan, WA25+38.9%2+100.0%7.4%1.2%
Asotin, WA21+61.5%3+200.0%12.5%1.0%
Whitman, WA18−5.3%1−50.0%5.3%0.8%

Source: U.S. Courts, Report F-5A, 12 months ended June 30, 2026 and June 30, 2025. Counties are grouped by where the filer lives, so the last column is a share of the 2,332 filings by residents of this district.

The filers

Filers here against the national figures

Cases filed or closed in calendar 2025, the latest year the courts have published.

Chapter 7

Chapter 7 filer profile, Eastern District of Washington and United States, 2025
Measure, 2025Eastern District of WashingtonUnited States
Chapter 7 cases filed1,847335,981
Median monthly income (Schedule I)$3,852$3,513
Median monthly expenses (Schedule J)$4,153$3,679
Closed cases with a reaffirmation agreement40.1%18.7%
Median days from filing to close114109

Chapter 13

Chapter 13 filer profile, Eastern District of Washington and United States, 2025
Measure, 2025Eastern District of WashingtonUnited States
Chapter 13 cases filed339204,165
Average liabilities per case$256,981$235,355
Secured share of liabilities65.7%67.0%
Median monthly income (Schedule I)$6,361$4,770
Median monthly expenses (Schedule J)$4,975$3,699
Closed cases with a completed plan63.3%44.7%
Dismissals for failure to make plan payments45.6%50.5%
Median days from filing to close1,3691,045
Closed cases with collateral valued below the claim2.7%3.3%
Filers with a bankruptcy in the previous eight years26.5%32.2%

Source: U.S. Courts, BAPCPA Tables 2A, 3, and 4 (Chapter 7) and 1D, 2D, 3, 5, 6, and 7 (Chapter 13), 2025. Averages use cases with complete schedules. Reaffirmation, completed-plan, and dismissal shares describe cases closed in the year, not a filing cohort. Medians are not published for fewer than ten cases. Chapter 7 liabilities are not shown; see the methodology page.

Over time

Filer profile over time, Eastern District of Washington
YearChapter 7 cases filedChapter 7 reaffirmation shareChapter 13 cases filedChapter 13 average liabilitiesChapter 13 completed plans
20251,84740.1%339$256,98163.3%
20241,67040.8%366$242,25275.7%
20231,27938.5%322$220,63070.6%
202296034.8%231$162,14674.7%
20211,20734.0%272$137,84577.3%
20201,74439.9%430$139,85567.9%
20192,43338.3%736$153,12360.7%
20182,66136.4%813$135,11265.3%

9th Circuit

Other districts in the circuit

Other districts in the 9th Circuit
DistrictChapter 7ChangeChapter 13ChangeChapter 13 share
Central District of California25,684+19.0%4,514+14.4%14.9%
District of Arizona10,739+12.0%2,187+9.3%16.9%
Eastern District of California10,286+12.6%2,456+12.1%19.3%
District of Nevada7,918+12.0%1,594+17.2%16.8%
District of Oregon6,351+14.5%1,641+4.1%20.5%
Western District of Washington5,724+14.1%1,701+22.8%22.9%
Northern District of California4,339+17.7%1,887−0.6%30.1%
Southern District of California4,700+5.8%738+15.9%13.6%
District of Idaho2,282+15.1%201+5.8%8.1%
District of Hawaii713+7.1%424−7.6%37.2%
District of Montana729+18.7%150+29.3%17.0%
District of Alaska198+67.8%73+46.0%26.9%
District of Guam16−20.0%2−75.0%11.1%
District of the Northern Mariana Islands2–0–0.0%

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