Research
Consumer Bankruptcy Monitor
A quarterly read on U.S. consumer bankruptcy: how many Chapter 7 and Chapter 13 cases are filed, where they are filed, and what the filers owe and earn. Straight from the federal courts’ own numbers.
Latest edition · Q2 2026
Consumer bankruptcy filings rose 12.0%, led by Chapter 7
581,570 consumer filings in the 12 months ended June 30, 2026: Chapter 7 grew 14.6% and Chapter 13 grew 7.6%, so Chapter 13's share fell to 36.8%.
- Chapter 7 filings, 12 months
- 366,863
- +14.6% on a year earlier
- Chapter 13 filings, 12 months
- 214,153
- +7.6% on a year earlier
- Chapter 13 share of consumer filings
- 36.8%
- Chapter 7 cases closed with a reaffirmation agreement, 2025
- 18.7%
Latest edition
Read the full Q2 2026 edition
Chapter 7 and Chapter 13 since 2008, a district map and rankings, the districts that are turning, county hotspots, who the filers are, and how their cases end.
Read the edition Get new editions by emailWhat it covers
Three questions, the same way every quarter
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How many cases are filed now
Chapter 7 and Chapter 13 volume, the change on a year earlier, and the latest quarter, with the history back to 2008.
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Where the growth is
The largest and fastest-growing districts in each chapter, the districts that are turning, county hotspots, and a regional panel.
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Who the filers are
What filers earn and owe, how often Chapter 7 filers keep the collateral, and how cases end.
District profiles
All 93 bankruptcy court districts
Consumer bankruptcy filings in the 12 months ended June 30, 2026 and the change on a year earlier.
Select a district to open its profile.
D.C. Circuit
1st Circuit
2nd Circuit
3rd Circuit
4th Circuit
- District of Maryland 13,103 +16.6%
- Eastern District of North Carolina 5,440 +15.8%
- Middle District of North Carolina 2,295 +17.2%
- Western District of North Carolina 2,688 +22.3%
- District of South Carolina 5,471 +17.6%
- Eastern District of Virginia 12,688 +11.1%
- Western District of Virginia 3,783 +15.2%
- Northern District of West Virginia 860 +26.7%
- Southern District of West Virginia 984 +9.7%
5th Circuit
- Eastern District of Louisiana 3,079 +20.1%
- Middle District of Louisiana 1,204 +3.0%
- Western District of Louisiana 5,903 +6.3%
- Northern District of Mississippi 4,663 +10.0%
- Southern District of Mississippi 5,474 +10.2%
- Northern District of Texas 12,316 +14.9%
- Eastern District of Texas 6,268 +19.9%
- Southern District of Texas 10,313 +29.6%
- Western District of Texas 8,509 +19.7%
6th Circuit
- Eastern District of Kentucky 6,337 +13.0%
- Western District of Kentucky 6,197 +9.6%
- Eastern District of Michigan 19,205 +11.6%
- Western District of Michigan 4,101 +13.5%
- Northern District of Ohio 14,713 +4.4%
- Southern District of Ohio 12,083 +7.4%
- Eastern District of Tennessee 7,675 +11.8%
- Middle District of Tennessee 5,735 +11.4%
- Western District of Tennessee 8,944 +7.5%
7th Circuit
8th Circuit
- Eastern and Western Districts of Arkansas 7,338 +13.8%
- Northern District of Iowa 1,334 −1.9%
- Southern District of Iowa 2,200 +8.7%
- District of Minnesota 10,155 +10.5%
- Eastern District of Missouri 6,521 +11.1%
- Western District of Missouri 4,633 +15.5%
- District of Nebraska 2,850 +9.7%
- District of North Dakota 808 +51.6%
- District of South Dakota 718 +26.2%
9th Circuit
- District of Alaska 271 +61.3%
- District of Arizona 12,939 +11.5%
- Northern District of California 6,265 +11.3%
- Eastern District of California 12,747 +12.5%
- Central District of California 30,266 +18.2%
- Southern District of California 5,441 +7.1%
- District of Hawaii 1,139 +1.0%
- District of Idaho 2,484 +14.2%
- District of Montana 883 +21.0%
- District of Nevada 9,515 +12.8%
- District of Oregon 7,994 +12.1%
- Eastern District of Washington 2,333 +8.6%
- Western District of Washington 7,434 +16.0%
- District of Guam 18 −35.7%
- District of the Northern Mariana Islands 2 –
10th Circuit
11th Circuit
- Northern District of Alabama 10,560 +7.8%
- Middle District of Alabama 6,634 +10.1%
- Southern District of Alabama 4,218 +15.4%
- Northern District of Florida 2,676 +22.9%
- Middle District of Florida 28,090 +26.4%
- Southern District of Florida 15,935 +12.7%
- Northern District of Georgia 21,694 +13.9%
- Middle District of Georgia 6,785 +12.3%
- Southern District of Georgia 4,015 +17.5%
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