Consumer Bankruptcy Monitor · District profile

Eastern District of New York

10,230 consumer bankruptcy filings in the 12 months ended June 30, 2026: 6,446 under Chapter 7, up 9.5%, and 3,731 under Chapter 13, up 2.3%. Chapter 13 is 36.5% of consumer filings here, against 36.8% nationally.

2nd Circuit#18 of 93 by Chapter 7 filings#21 of 93 by Chapter 13 filings

At a glance

The Eastern District of New York in the Q2 2026 edition

Chapter 7 filings, 12 months
6,446
+9.5% on a year earlier (+560)
United States: +14.6%
Chapter 13 filings, 12 months
3,731
+2.3% on a year earlier (+85)
United States: +7.6%
Chapter 7 filings, Q2 2026
1,749
+7.0% on the same quarter
United States: +13.3%
Chapter 13 filings, Q2 2026
931
+2.2% on the same quarter
United States: +7.5%
Chapter 13 share of consumer filings
36.5%
#41 of 93 districts
United States: 36.8%
Share of U.S. consumer filings
1.8%
#18 of 93 districts
Chapter 7: 1.8% · Chapter 13: 1.7%
Chapter 7 cases closed with a reaffirmation agreement, 2025
1.7%
United States: 18.7%
Chapter 13 cases closed with a completed plan, 2025
6.8%
United States: 44.7%

Filings

Chapter 7 and Chapter 13 since 2008

Consumer bankruptcy filings by chapter, Eastern District of New York

Rolling 12 months, each quarter

0 5K 10K 15K 20K 200820102012201420162018202020222024 6,446 3,731 0 5K 10K 15K 20K 200820142020 6,446 3,731
Source: U.S. Courts, Table F-2 (12-month)
Table view
Consumer bankruptcy filings by chapter, Eastern District of New York
12 months endedChapter 7Chapter 13Chapter 13 share
December 31, 200812,3303,68623.0%
December 31, 200917,6193,33315.9%
December 31, 201018,4613,07714.3%
December 31, 201117,8191,6518.5%
December 31, 201214,2691,4469.2%
December 31, 201312,3361,43710.4%
December 31, 201410,2021,66914.0%
December 31, 20158,7162,25420.5%
December 31, 20168,3913,20227.5%
December 31, 20178,8775,40437.7%
December 31, 20189,0656,23340.6%
December 31, 20199,0986,58741.8%
December 31, 20206,0941,66721.4%
December 31, 20214,7095179.8%
December 31, 20223,7612,66141.1%
December 31, 20234,8833,87444.0%
December 31, 20245,4173,83841.2%
December 31, 20256,2033,80637.8%
June 30, 20266,4463,73136.5%
Notes and sources
  1. Files: Table F-2, 12-month, June 30, 2026.

Chapter 13 share of consumer filings

The Eastern District of New York against the United States, rolling 12 months

0% 10% 20% 30% 40% 50% 200820112014201720202023 36.8% 36.5% 0% 20% 40% 60% 200820142020 36.8% 36.5%
Source: U.S. Courts, Table F-2 (12-month)
Table view
Chapter 13 share of consumer filings
12 months endedEastern District of New YorkUnited States
December 31, 200823.0%33.4%
December 31, 200915.9%28.5%
December 31, 201014.3%28.3%
December 31, 20118.5%29.5%
December 31, 20129.2%30.8%
December 31, 201310.4%31.9%
December 31, 201414.0%33.8%
December 31, 201520.5%36.5%
December 31, 201627.5%38.2%
December 31, 201737.7%38.2%
December 31, 201840.6%38.4%
December 31, 201941.8%37.9%
December 31, 202021.4%29.7%
December 31, 20219.8%29.8%
December 31, 202241.1%41.7%
December 31, 202344.0%42.1%
December 31, 202441.2%39.6%
December 31, 202537.8%37.6%
June 30, 202636.5%36.8%
Notes and sources
  1. Files: Table F-2, 12-month, June 30, 2026.

Location

Where the district sits

Outlined in blue, among districts shaded by Chapter 13 share of consumer filings. Lighter districts file mostly under Chapter 7.

Chapter 13 share of consumer filings, by district

12 months ended June 30, 2026. Select a district to open its profile.

Source: U.S. Courts, Table F-2 (12-month); county shapes from us-atlas

Counties

Where the district’s filings come from

The 5 counties in the district with the most consumer bankruptcy filings, including cases their residents filed in other districts.

Counties in the Eastern District of New York by consumer bankruptcy filings
CountyChapter 7ChangeChapter 13ChangeChapter 13 shareShare of these counties
Suffolk, NY1,706+3.8%1,239+1.6%42.0%29.2%
Queens, NY1,706+11.9%780+4.6%31.2%24.8%
Kings, NY1,678+14.5%569−10.4%25.1%22.5%
Nassau, NY845+4.4%886+6.2%50.9%17.3%
Richmond, NY429+16.3%195+22.6%30.9%6.3%

Source: U.S. Courts, Report F-5A, 12 months ended June 30, 2026 and June 30, 2025. Counties are grouped by where the filer lives, so the last column is a share of the 10,085 filings by residents of this district.

The filers

Filers here against the national figures

Cases filed or closed in calendar 2025, the latest year the courts have published.

Chapter 7

Chapter 7 filer profile, Eastern District of New York and United States, 2025
Measure, 2025Eastern District of New YorkUnited States
Chapter 7 cases filed6,128335,981
Median monthly income (Schedule I)$3,547$3,513
Median monthly expenses (Schedule J)$3,966$3,679
Closed cases with a reaffirmation agreement1.7%18.7%
Median days from filing to close105109

Chapter 13

Chapter 13 filer profile, Eastern District of New York and United States, 2025
Measure, 2025Eastern District of New YorkUnited States
Chapter 13 cases filed3,794204,165
Average liabilities per case$565,298$235,355
Secured share of liabilities87.6%67.0%
Median monthly income (Schedule I)$7,422$4,770
Median monthly expenses (Schedule J)$5,010$3,699
Closed cases with a completed plan6.8%44.7%
Dismissals for failure to make plan payments24.2%50.5%
Median days from filing to close1421,045
Closed cases with collateral valued below the claim0.0%3.3%
Filers with a bankruptcy in the previous eight years51.8%32.2%

Source: U.S. Courts, BAPCPA Tables 2A, 3, and 4 (Chapter 7) and 1D, 2D, 3, 5, 6, and 7 (Chapter 13), 2025. Averages use cases with complete schedules. Reaffirmation, completed-plan, and dismissal shares describe cases closed in the year, not a filing cohort. Medians are not published for fewer than ten cases. Chapter 7 liabilities are not shown; see the methodology page.

Over time

Filer profile over time, Eastern District of New York
YearChapter 7 cases filedChapter 7 reaffirmation shareChapter 13 cases filedChapter 13 average liabilitiesChapter 13 completed plans
20256,1281.7%3,794$565,2986.8%
20245,3442.2%3,826$584,5649.3%
20234,7982.5%3,857$584,1338.8%
20223,6492.3%2,642$639,59619.5%
20214,5932.6%502$420,07543.5%
20205,9693.1%1,652$451,70412.8%
20198,9673.5%6,493$518,6196.7%
20188,8963.2%6,207$544,6137.0%

2nd Circuit

Other districts in the circuit

Other districts in the 2nd Circuit
DistrictChapter 7ChangeChapter 13ChangeChapter 13 share
Southern District of New York3,721+15.0%1,315+4.4%25.9%
Northern District of New York2,783+1.4%1,033+14.9%27.1%
District of Connecticut2,932+3.2%538−2.2%15.4%
Western District of New York1,628+3.4%862+1.7%34.6%
District of Vermont214+10.3%69+35.3%24.4%

Talk to us

Want this view for your own portfolio?

The monitor shows where consumer bankruptcy is growing. A portfolio review shows what those filings mean for your receivables: what is recoverable, and what it would sell for today.

Request a portfolio review